If you or someone you know has cancer or has recently gone into remission for cancer, you probably know that cancer patients are not the most likely candidates for life insurance.
It's true, not every insurance company will offer life insurance for cancer patients. It goes without saying that they would deem people with this type of health condition as high risk. With that being said, there are some providers out there who, under the right circumstances, will provide life insurance for cancer patients.
The best way to save time and money in your search is to start by contacting a licensed insurance agent who works with a variety of different insurance providers. This will increase your chances of finding one that will offer policies to people with cancer. The insurance agent will be able to recommend various insurance companies and can help get you started in your application process.
Finding Life Insurance for Cancer Patients is Possible When you Know Who to Ask
Many of the companies you find who will, on occasion, offer life insurance for cancer patients will require that you be able to answer 'no' to questions similar to the following:
*Were you disabled for 30+ days during the course of the last 12 months and, if so, did it prevent you from carrying out your routine tasks and activities?
* Are you currently or have you received chemo or radiation in the last 12 months for cancer? Have you been diagnosed as terminally ill?
Once this preliminary screening is finished, depending on your results, you may proceed with your search for a suitable insurance provider.
Although it won't necessarily be easy to find life insurance for cancer patients, don't give up on your search before you've even started. Experts in the insurance industry are ready and able to help you find the answers you need, when you need them.
Over time, however, as there have been greater advancements in the field of medicine and we have learned more about the length of time that various types of cancer survivors can be expected to live, many insurance companies have changed their tune when it comes to pricing life insurance for cancer survivors.
In years previous, life insurance for cancer survivors was available, although not something that every person who had overcome cancer could realistically afford. Cancer survivors were typically lumped in with those who had other, continuous health conditions that made them a higher risk.
Finding Life Insurance for Cancer Patients Is Possible When You Know Who to Ask
For more information check out http://www.TermLife-Insurance.com.
Article Source: http://EzineArticles.com/?expert=Brianna_Cummins If you or someone you know has cancer or has recently gone into remission for cancer, you probably know that cancer patients are not the most likely candidates for life insurance.
It's true, not every insurance company will offer life insurance for cancer patients. It goes without saying that they would deem people with this type of health condition as high risk. With that being said, there are some providers out there who, under the right circumstances, will provide life insurance for cancer patients.
The best way to save time and money in your search is to start by contacting a licensed insurance agent who works with a variety of different insurance providers. This will increase your chances of finding one that will offer policies to people with cancer. The insurance agent will be able to recommend various insurance companies and can help get you started in your application process.
Finding Life Insurance for Cancer Patients is Possible When you Know Who to Ask
Many of the companies you find who will, on occasion, offer life insurance for cancer patients will require that you be able to answer 'no' to questions similar to the following:
*Were you disabled for 30+ days during the course of the last 12 months and, if so, did it prevent you from carrying out your routine tasks and activities?
* Are you currently or have you received chemo or radiation in the last 12 months for cancer? Have you been diagnosed as terminally ill?
Once this preliminary screening is finished, depending on your results, you may proceed with your search for a suitable insurance provider.
Although it won't necessarily be easy to find life insurance for cancer patients, don't give up on your search before you've even started. Experts in the insurance industry are ready and able to help you find the answers you need, when you need them.
Over time, however, as there have been greater advancements in the field of medicine and we have learned more about the length of time that various types of cancer survivors can be expected to live, many insurance companies have changed their tune when it comes to pricing life insurance for cancer survivors.
In years previous, life insurance for cancer survivors was available, although not something that every person who had overcome cancer could realistically afford. Cancer survivors were typically lumped in with those who had other, continuous health conditions that made them a higher risk.
It's true, not every insurance company will offer life insurance for cancer patients. It goes without saying that they would deem people with this type of health condition as high risk. With that being said, there are some providers out there who, under the right circumstances, will provide life insurance for cancer patients.
The best way to save time and money in your search is to start by contacting a licensed insurance agent who works with a variety of different insurance providers. This will increase your chances of finding one that will offer policies to people with cancer. The insurance agent will be able to recommend various insurance companies and can help get you started in your application process.
Finding Life Insurance for Cancer Patients is Possible When you Know Who to Ask
Many of the companies you find who will, on occasion, offer life insurance for cancer patients will require that you be able to answer 'no' to questions similar to the following:
*Were you disabled for 30+ days during the course of the last 12 months and, if so, did it prevent you from carrying out your routine tasks and activities?
* Are you currently or have you received chemo or radiation in the last 12 months for cancer? Have you been diagnosed as terminally ill?
Once this preliminary screening is finished, depending on your results, you may proceed with your search for a suitable insurance provider.
Although it won't necessarily be easy to find life insurance for cancer patients, don't give up on your search before you've even started. Experts in the insurance industry are ready and able to help you find the answers you need, when you need them.
Over time, however, as there have been greater advancements in the field of medicine and we have learned more about the length of time that various types of cancer survivors can be expected to live, many insurance companies have changed their tune when it comes to pricing life insurance for cancer survivors.
In years previous, life insurance for cancer survivors was available, although not something that every person who had overcome cancer could realistically afford. Cancer survivors were typically lumped in with those who had other, continuous health conditions that made them a higher risk.
For more information check out http://www.TermLife-Insurance.com.
Article Source: http://EzineArticles.com/?expert=Brianna_Cummins
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